Loans

There are some things money can’t buy; true. But for those it can, one needs to have money. We all dream that we should own a house, run a successful business. But realization of these dreams depends on the availability of financial support. Having recognized the needs of its various customers, Shri Ganesh Sahakari Bank Ltd. has made available many loan schemes for their benefit. Affordable Interest Rates, Easy process of Application and Approval for Loans, Credibility are the values that make our customers support our loan schemes on this grand a scale.

Interest Against Loan Type

Sr. No. Loan Type Rate of Interest %
1.
Personal Loan
14.00%
2.
Home Loan
13.00%
3.
CC Loan / Business Limit Loan
14.00%
4.
Sthavar Milkat / Taran Najar Gahan Loan (Prop. Mort. Loan)
14.00%
5.
Vehicle Loan
13.50 %
6.
Gold Loan
13.00%



Housing / Term Loan [Ownership Flat / Shop]

  • 7/12 Extract / CTS extract
  • Development Agreement
  • Power of Attorney
  • N. A. Order
  • ULC Order
  • Commencement Certificate / Gunthewari Certificate
  • Sanction Plan
  • Agreement to sale
  • Index II
  • Registration Receipt
  • PCMC Tax Receipt and NOC
  • Search and Title Report for last 30 years


Housing / Term Loan [Plot in Co-op Housing Society]

  • 7/12 Extract / CTS extract
  • Society Registration Certificate
  • Copy of sale deed in favour of society
  • List member of the society
  • Allotment Letter
  • Lease deed of plot
  • Index II
  • Registration Receipt
  • Share Certificate
  • Commencement Certificate for Construction
  • Sanction Plan
  • NOC of society for mortgage the plot/flat
  • PCMC Tax Receipt and NOC
  • Search and Title Report for last 30 years


Plot in MIDC / PCNTDA [Pradhikaran]

  • Plot allotment Letter
  • Plot lease Deed
  • Index II
  • Registration Receipt
  • Commencement Certificate of MIDC / PCNTDA
  • Sanction Plan
  • NOC from MIDC / PCNTDA for Mortgaging the Plot


Ownership Flat / Shop In MIDC / PCNTDA [Pradhikaran]

  • Plot allotment Letter
  • Plot lease Deed
  • Index II
  • Registration Receipt
  • NOC from MIDC / PCNTDA for Mortgaging the Plot
  • Development Agreement
  • Power of Attorney
  • N. A. Order
  • Commencement Certificate of MIDC / PCNTDA
  • Sanction Plan
  • Agreement to sale


Housing / Term Loan for Gunthewari Property

  • 7/12 Extract / CTS Extract
  • Copy of Agreement to Sale / Sale Deed
  • Index II
  • Registration Receipt
  • Gunthewari Certificate
  • Gunthewari Sanction Plan
  • PCMC Tax Receipt & NOC

  • Commencement Certificate and Sanction Plan is issued by Ass. Director of Town Planning


Gold Loan

  • Max Limit 2, 00,000
  • Rate 12.5%
  • Loan above 1, 00,000 will be charged Rs. 1000+ charges (value of per share is Rs. 25) for Share Member
  • Gold Valuation will be done as per current market rate
  • Revenue Stamp and Stamp Paper
  • Validity 1 year


Documents for obtaining loan projection

  • 7/12 Extract / CTS extract
  • Development Agreement
  • Power of Attorney
  • N. A. Order
  • ULC Order
  • Commencement Certificate
  • Sanction Plan
  • If partnership firm – Certificate of Registration
  • Affidavit of Developers – D. A. & P.A. not terminated by original owner.
  • Search and Title Report for last 30 years